The fintech space in Nigeria has seen a great rise and activities due to several CBN monetary policies including the cashless policy.

And also due to the increasing younger population of Nigeria.

According to Flutterwave's CEO Olugbenga Agboola...most of these fintech and neobank projects came onboard not to disrupt the market but to be a usefull addition (and making life easier for ordinary Nigerians while doing so.)

Today, we want to highlight the top 10 fintech apps on Android Playstore in Nigeria and this is of importance, since Android controls 85.2% of the mobile app market share in Africa and 88.08% share in Nigeria.

1. Opay

Opay is the leading app in Nigeria with 4.5 star reviews in android play store from 754,663 total reviews.

Opay app downloads: 50 million

View Opay office address and contact in Lagos

2. Moniepoint

Moniepoint is the second most popular fintech app in Nigeria after Opay, with prior focus on small local businesses mostof which are POS operators. They have 4.3 star reviews from a total of 51,978 total reviews.

Moniepoint app downloads: 10 million

View Moniepoint office address and contact in Lagos

3. Okash

Okash offers quick loans to Nigerians and is popular because of that.

They have 4.5 star reviews from a total of 263,342 total reviews.

Okash app downloads: 10 million

View Okash office address and contact in Lagos

4. Palmpay

Palmpay is a popular fintech app in Nigeria. They offer a mix of loan and several payments services.

They have 4.5 star reviews from a total of 1,001,463 total reviews.

Palmpay app downloads: 10 million

View Palmpay office address and contact in Lagos

5. Alend

Alend offers upto a million naira in loan and is one of the most popular fintech service provider in Nigeria in the loan sector

They have 4.3 star reviews from a total of 27,176 total reviews.

Alend app downloads: 1 million

6. Fairmoney

Fairmoney is a loan disbursement fintech app for Nigerians who demands quick loan.

They have 4.4 star reviews from a total of 800,932 total reviews.

Fairmoney app downloads: 10 million

View Fairmoney office address and contact in Lagos

7. Pocket broker

Pocket broker is a stock broking app where Nigerians can trade local and international stocks.

They have 4.3 star reviews from a total of 69,914 total reviews.

Pocket broker app downloads: 10 million

8. Dovekash

Dovekash offers Nigerians quickloans and are risinf very fat in android playstore.

They have 4.4 star reviews from a total of 490 total reviews.

Dovekash app downloads: 100 thousand

9. Easimoni

Easimoni is a popular loan service provider in Nigeria. They also seemlessly integrate with opay, making loan processing a breeze.

They have 4.7 star reviews from a total of 305,575 total reviews.

Easimoni app downloads: 5 million

10. Smartcash

Smartcash PSB is a bill payment service fintech app, provided by Airtel.

They have 4.5 star reviews from a total of 34,951 total reviews.

Alend app downloads: 5 million

Conclusion:

This list of top 10 fintech Nigerian apps is curated from Google's android playstore.

As you can see, some apps with low downloads come before apps with high downloads and other high metrics.

This mean that android combines several proprietary kpis to determine the apps that rank top. And this list is made on this day: 01/04/2025

Metrics above will definitely not remain the same.

An admin will update this list in due time. Feel free to send any feedback to us. Thank you.